Fixed Interest Rate Mortgages

Refinancing Myths

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“Refinancing” is a daunting topic for many people, but that shouldn’t be the case. For many homeowners, choosing to refinance can lower your monthly payments, help with your monthly budget, and save you thousands of dollars in the long run. For years now, we’ve been hearing that interest rates will be on the rise, and […]

Buying Real Estate

Which Down Payment Strategy Is Right For You?

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You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. However, there can actually […]